Collection Agency Going Hard on The "lowlifes" LMAO

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Jun 13, 2002
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siccness.net
#1
Washington sues collection agency that cussed
Puget Sound Business Journal (Seattle)

The Attorney’s General office said it’s suing Everett collection agency Topco Financial Services Inc. for illegally swearing and cussing at consumers.

According to the AG’s office, Topco harassed, threatened and cussed at people it called, and used terms such as “loser,” “scum,” “plight on society,” “no good,” “lowlife,” “deadbeat,” “terrible parent” and profanities. Profanities included “using offensive language by calling debtors names, including but not limited to: ‘worthless f**king loser,’ ‘piece of sh*t,’ and ‘dumb a**.’”

“That kind of language isn’t just abusive — it’s illegal,” said the Attorney General’s office in a statement, adding that the office has received more than 120 complaints about Topco since 2005. The business, according to the AG’s office, has an “F” rating from the Better Business Bureau.

In its suit, the state said Topco told one debtor, after she said she was being treated for cancer, “Why don’t you just die from cancer because you are a low-life deadbeat?” Another collector, the state said, threatened to “bi*ch slap” a debtor.

Collection agencies are busy in Washington, the state said, but they must follow the laws.

“While they have a right to try to collect on debts that you legitimately owe, they must treat consumers fairly and cannot bully, inundate you with harassing phone calls or lie about what will happen if you don’t pay a bill,” said Assistant Attorney General Shannon Smith, of the Consumer Protection Division, in a statement.

In its suit, the Attorney General’s office names Tracey Austell, president of Topco; his wife, Randi J. Austell, director of Topco; Harry Packer, secretary-treasurer and director; and Packer’s wife Jeanne, a director, as 100 percent owners of Topco Financial Services.

Topco officials didn’t return a call requesting comment on the suit.
 
May 15, 2002
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#3
Fuck the Collection Agencies. Never admit to the debt, submit a request to cease all communication and they can't fuck with you anymore. Nor can they put it on your credit since you didn't admit to it.
 
Feb 2, 2006
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#4
these muthafuckas b callin 10 pm at night sometimes 7 am in the morning....dont them collection agancies got somethin better to do....then to constantly call at all hours of the day....the do not call list is a fuckin peice of shit law that dont work
 
Feb 9, 2003
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#9
How can I be wrong when it worked for me?
Plus, I dont deal with collection agencies, I have my lawyer write letters to them for me and it disappears.
your lawyer? ROR!

mothafucker, you're probably eating saltine crackers and top ramen for lunch every other night. a night out for you is a 3 entree meal at mr. chows. you aint got no lawyer.
 
Feb 9, 2003
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#12
think about it dude.

if you could afford a lawyer why wouldn't you just pay the collection agencies? oh wait...cause you ain't got a lawyer.
 

drewski.kalonji

Shark Finning & Grinning
May 17, 2002
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Murky Bay Waters, CA
#13
You don't have to be rich to acquire a qualified attorney to write out letters. i've used an attorney referal service that will address collection agencies or similar situations for a flat rate of fifty dollars. Accomplished lawyers too that are focused on real cases but take time out to help the public. Its out of Santa Cruz county
 
May 9, 2002
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#16
Fuck the Collection Agencies. Never admit to the debt, submit a request to cease all communication and they can't fuck with you anymore. Nor can they put it on your credit since you didn't admit to it.
Huh? Sorry bud...but you are HELLA wrong.

Just so you, and everyone else knows, there is software/websites where we can get ALL kinds of juicy info on you..as well as your credit report with a TOUCH of a button. We can get your credit card info, how much you owe, where you lived in the last decade, who you KNOW (friends, family), and how many bills you pay a month...and also how much YOU make a month.

Ever heard of "garnishment"? Yes, that is what happens when you dont pay debts. Collection agencies can take up to 25% of YOUR paycheck until the bill is PAID.

LOL @ people OUTSIDE of the collection agency world trying to drop knowledge on the subject. Tsk, tsk....

PS-MEXCOM is right...the fuck you hiring a lawyer that will charge you $150 an hour to "get rid of collecters", when you could just pay your fuckin debts? THat is the most illogical thing i have ever heard of...literally.
 
May 9, 2002
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#17
You don't have to be rich to acquire a qualified attorney to write out letters. i've used an attorney referal service that will address collection agencies or similar situations for a flat rate of fifty dollars. Accomplished lawyers too that are focused on real cases but take time out to help the public. Its out of Santa Cruz county
Homie.,..if you OWE a debt...there is a REAL good chance, you are going to end up paying it. Unless the agency, like this one did, breaks the Fair Debt Collection Practices Act, there is nothing YOU,as the debtor, can do. It is your DUTY to pay YOUR bills...and if you dont, you WILL get sued and garnished. We have sued people for their HOUSES...yes, you seen that right...A MUTHAFUCKIN HOUSE.

http://www.ftc.gov/os/statutes/fdcpajump.shtm