Being an ugly human doesn't necessarily doom you to being a virgin forever. Eventually, either when you can afford an escort or you find someone of the opposite sex who thinks they can't do any better, you'll lose it. Whether that's when you're 24 or 84 is all moot. Eventually you'll find the money, or someone who is settling. That's the difference between man and animal; What nature doesn't give us, we can buy.
Or maybe someone who is ugly on the outside has a beautiful personality and you know. Disney Movie stuff.