FUCK BANK OF AMERICA

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Aug 8, 2003
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#43
Filthy_Rich said:
washington mutual doesn't charge for withdrawels either. even if you don't bank with them.
^
they did with me... but they werent as much as they are now with wellzfargo...

fuckin shit i was over by .99 cents..... 99CENTS!!!!!!!!!!!

got charged 23.99 ... lol fuckin ass holes... WAMU is koo tho cuz there is less feez.. just keep on top of ur budget.
 
Apr 25, 2002
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#44
I bank with BofA, my Credit Union AND Wells Fargo. I hate Wells Fargo the most, by far. Their customer service SUCKS, and the people I end up dealing with every time I call or go there just happen to be the most retarded folks I've ever dealt with (minus my girl). I've been with BofA since I was 7, so maybe that's why they're good to me...been a customer there for 16 years. Credit Union has also been good to me.

To those of you who keep your money under the mattress...you don't gain anything that way. Try saving about 10 G's, then pop it into a fast growth account and watch it double in two years...that won't happen under your mattress.
 
Sep 28, 2002
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#46
Goodfella said:
off topic...does anyone have an IRA? i plan on getting one soon.
YEa me too but dont know on how to really do that and what it really does, just know that if i got some extra $$ that an ira is the best for some retiring money in the future
 
Jun 23, 2003
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#47
lol @ this thread. I hear customers bitch all day about shit like this. I work at Citicards and we have tons of customers who cant resist overdrawing there accounts and paying there credit card bills late. (all banks do, really)(some of you other bank employees here can relate)

"check systems" usually means you have wriiten a bad check at some time or another and could mean that this company I think is named Sertigy (cer-ti-gee) has you in this data base that gets scanned when you write a check anywhere. Or when you open an account. (not all merchents that accept checks use this) Or it can just mean you have seriously fucked credit. My homey wanted a cell phone from cingular, ran his credit report and had delinquent payments to places and cingular wanted a $750.00 deposit. WOW!

Some of you people really need to learn about credit. If you have ever fucked up it will cause you a shitload of hassles when getting loans and stuff. Every bank and credit card company knows every peice of financial info on you. Every address you have ever received mail at and I could go on for hours but can't. Don't you love accounts that are in collections. Have you wondered how they always find you? I know the answer and it is pretty shady but it has to be done cause a lot, I mean ALOT of people try to run from debt and realize in the end that it will eat you alive. SOTO YOU PEEPS WITH ACCOUNTS IN COLLECTIONS, YOU MAY WANT TO LOOK INTO CONSOLIDATING OR FILING BANKRUPTCY BEFORE THIS NEW LAW GOS INTO EFFECT AND YOU HAVE TO PAY IT BACK NO MATTER WHAT. OR LET THAT SHIT FALL OFF IN 7 YEARS IF IT DONT GET SOLD TO ANOTHER COLLECTION AGENCIES FOR PENNIES ON YOUR DOLLAR. (SIGH)


Credit Unions are the way to go fo sho. Been with one for 5 years now. Nothing but courteous CSR's and great rates.
 
Jun 23, 2003
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#48
Everyone needs an IRA. Living off a social security check for $500.00 a month sucks I bet. I'd rather be in a winnebego cruisn USA camping and sight seeing like the rest of the old people that had IRA's.

IRA- Does not mean Irish Republican Army
 
Apr 1, 2002
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#49
Sydal said:
I bank with BofA, my Credit Union AND Wells Fargo. I hate Wells Fargo the most, by far. Their customer service SUCKS, and the people I end up dealing with every time I call or go there just happen to be the most retarded folks I've ever dealt with (minus my girl). I've been with BofA since I was 7, so maybe that's why they're good to me...been a customer there for 16 years. Credit Union has also been good to me.

To those of you who keep your money under the mattress...you don't gain anything that way. Try saving about 10 G's, then pop it into a fast growth account and watch it double in two years...that won't happen under your mattress.
What's this fast growth account? If I knew about this shit 2 years ago....I heard of Certificate of Deposits but never heard of a fast growth account. Can you elaborate?
 
Apr 25, 2002
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#52
Mean Mugg said:
What's this fast growth account? If I knew about this shit 2 years ago....I heard of Certificate of Deposits but never heard of a fast growth account. Can you elaborate?
You know, I'm not quite sure...in fact, don't quote me on that. I just remember my ex-fiance's mom talking about that shit a couple years back. She was saying some shit about these accounts that double in 2 years rather than 5. I'll ask my girl when she calls this afternoon, she works @ a bank. I don't have one, cause I don't have an extra $10,000 or whatever it takes to open the shit. I'll get back to you on this.
 

Rich

Sicc OG
Jul 22, 2003
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#54
mustynutz said:
bottom line

BofA = Bunch of Assholes.....
Yeah and the thing is they mergin with MBNA so they will be even more tighter on things...hopefully it will be alright for yall that have had a good experience with them. But I will say it again, go with a Credit Union.
 
Jul 22, 2002
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#56
SLY said:
I USUALLY DONT AIR MY BUSINESS OUT, BUT FUCK BANK OF AMERICA, - THEM PEOPLES IS CROOKED AS A CROOK IN THE STREETZ.

ITS FUNNY HOW WHEN U DEPOSIT MONEY AND U LEAVE IT IN AND DONT LOOK AT UR ONLINE BANKING FOR A FEW DAYS U SEE THE FUNDS DISSAPEAR, IF U BANK W/ THEM U PROLLY KNO WHAT I MEEN. - IM JUST PUTTIN IT OUT THERE IF U THINKIN OF BANKIN WITH THEM. DONT!!!!

You have to call and find out which vault (ATM department) your deposit was sent to. Then call them and ask to speak to the one in charge of the ATM department. File a claim, answer a few questions, and they will look for it. the sooner you call the better because they store the empty envelopes for a certain period of time, different in all areas.
 
Jun 11, 2005
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#57
Credit unions will give you an account if you are in check systems but no other banks will. even if they can open an account, in about 60 days when they review it they will close it and send you your money.
 

DubbC415

Mickey Fallon
Sep 10, 2002
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#59
bank of america is fucking shady...i always see money going in and out of my account...opening a student credit card with them was the fucking worst thing i did...little by little they lower my limit so that i go over and then for some reason, charge me 50 bucks for that AND overdraw my checking account and put another 100 bucks in, creating more debt for me.


lets just say my limit was at 500 dollars 2 years ago...(in proportion to my real limit) its about 450, 440 now because of this system. i've only noticed it recently and am gonna get all my paperwork together to talk to them about this.