freecreditreport.com

[CHAPO GUZMAN]

i signed up for this.. it was easy.. but cancelling before the trial ends was annoying, i had to call and then they kept trying to convince me to get another free 30 day trial and other features.. its hard enough getting thru.

i found out.. annualcreditreport.com is actually 100% free and the law actually requires your credit report to be shown for free.

 

[azryda420]

yeah they got a lawsuit on them for false advertsing.

annualcreditreport.com is the site to use most definelty.

imagine being the guy answering the phone. He has to make "saves" all day in order to keep his stats up. double check your credit card. sometimes they "forget" to cancel it so that too many cancellations dont fuck their stats up. Ive worked at places like that.

 

[emma]

yea, that shit is annoying.

annualcreditreport.com is cool but you only get your credit report for free; not your credit score.

 

[CHAPO GUZMAN]

well my credit score is average, im 20 with a credit score of 698 which i guess is not bad.

 

[azryda420]

well my credit score is average, im 20 with a credit score of 698 which i guess is not bad.

Give yourself a few years. It'll come down. lol

 

[CHAPO GUZMAN]

lol doubt it, i only use my credit cards to obtain better credit.. i always pay my shit cash tho.

 

[All 4 the Bay]

fuck freecreditreport.com....fuckin cons!

I said fuckin canceling my shit. I reported my credit card lost and got an entire new account number. MF's!

 

[|GOD|||ZILLA|]

i never felt the need to know my score.. if you try to get a loan or someshit.. they'll tell you if you're screwed.. but i got wamu.. and they show you your credit score which updates monthly.. just checked my shit and it's 734.. up from last months 727.. i still got over a g on one of my cards too.. i'ma tryna get my shit back into the 800's.

 

[All 4 the Bay]

i never felt the need to know my score.. if you try to get a loan or someshit.. they'll tell you if you're screwed.. but i got wamu.. and they show you your credit score which updates monthly.. just checked my shit and it's 734.. up from last months 727.. i still got over a g on one of my cards too.. i'ma tryna get my shit back into the 800's.

yeah I got Wamu too. My score was consistently in the low 700's now its just under 700. I have 1 maxed out card.....not good, but it will be paid off soon.

 

[Jae iLL]

I can't access none of them sites cuz I got a Korean ISP, aint that some shiet.

 

[rekomstop]

how do you get your score?
i barely have any credit cards but i'm in good standing, and only got sent to collections once but that was cause of some newspaper fraud that got cleared(san jose mercury news fault)

i just checked my statement n stuff on annualcreditreport, but i'm not w/ wamu so, what do you guys suggest for actual credit score?

i might be tryin to buy a home in a year..

 

[ya boi]

^^^ myfico.com

 

[PhantomOfFunk]

http://www.scambusters.org/freecreditreport.html

This is an excellent article, don't bother messing with these scam sites.

As of September 1, 2005, everyone in the US is now entitled to get a free copy of their credit report from each of the three major credit bureaus each year.

 

[PoLLo LoC831]

i've used https://www.free3bureaucreditreport.com The reports are free the first time. Just remeber to cancel the membership BEFORE 7 DAYS so they won't try to charge you. It really works and u don't have to call to cancel it, you just do it online after u get ur report dats what i did!!!!!

FREE 3-in-1 Credit Report and Triple Score — unlimited online access to your 3-in-1 Credit Report and Triple Score

All 3 FREE Credit Scores — unlimited online access to all 3 of your Credit Scores (one from each credit bureau)

Trans Union, Equifax and Experian

 

[ya boi]

i've used https://www.free3bureaucreditreport.com The reports are free the first time. Just remeber to cancel the membership BEFORE 7 DAYS so they won't try to charge you. It really works and u don't have to call to cancel it, you just do it online after u get ur report dats what i did!!!!!

FREE 3-in-1 Credit Report and Triple Score — unlimited online access to your 3-in-1 Credit Report and Triple Score

All 3 FREE Credit Scores — unlimited online access to all 3 of your Credit Scores (one from each credit bureau)

Trans Union, Equifax and Experian

Triple score is not your real FICO score. It's just there own system of coming up with your credit score.

Most lenders use FICO scores created by Fair Isaac Corp., to help evaluate applicants and set interest rates. If your credit scores aren't good, loans can be tough to get and can cost you thousands of dollars more than they would if you had a decent score.

The only place to get your real FICO score is at

www.myfico.com

Use the code below and get a 30% discount.

CPPSAVINGS

 

[DFresh77]

your bank or credit union will give it to you for free....

 

[mrtonguetwista]

 

[martin_07n]

your bank or credit union will give it to you for free....

You gotta cancel it before 30 days though or else they will start charging you a monthly for about $15.

 

[GHP]

lol i learned about those cocksuckers the hard way too. you gotta know that shit ain't free though, how the hell do they pay for all those cheesy commercials and web advertising on top flight websites and myspace and shit? they have to be making money somewhere