downpayments on new cars...

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RevoL

Sicc OG
Apr 25, 2002
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#21
187Proof said:
I'm pretty sure if you're lookin to get a loan from a credit union for at least 30k, you're better off in letting the dealership negotiate with the credit union, rather than you going to the credit union yourself. They have more pull and can negotiate a better interest rate then you could.
haha obviously you don't know nothin bout this. the stealership makes more money if they get you a higher interest rate. you think they gon negotiate in your favor when your already negotiating against them for the price of the car? and when you go in for financing at the stealership you payin full sticker.
 
Apr 25, 2002
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#22
bimmers are aight my wife got a 745Li and she love that car...only other bimmer i would fuck wit is a 6 series. good ass credit alone ain't goin get your payments that low. if you lookin at that 6 series in the vid you posted up you better be prepared to break bread like starting at 70 racks type bread.
at that price you need to drop at least 5 figures with your A+ credit to get a decent monthly rate. if you got the bread to pay off the car like you say you do though there's no sense in financing a vehicle which you'll have to pay interest on and won't make you no money back. once you drive off that lot the price of your ride is going to decrease which is why vehicles are the worst investment you can make. since you asking these questions i take it you've never financed a ride on your own so don't forget to take into consideration luxury tax, sales tax, and insurance on that brand new luxury ride as well. anyways if you really do plan to buy any kind of ride when you deal with the salesmen always start with the manufacturer's price not the total price they give you on the bottom of the sticker. hope that shit helps mayn oh and how 40 say don't buy no $85,000 car before you buy a house! LMAO
 
Jul 25, 2007
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#24
IronLungs420 said:
fuck bmw's those are for girls. unless you coppin a m3,m5 or a 7 series. and like dude above said dont fuck with no c class benz either that shit is also for girls. might as well get a fucken nissan altima. go with a E320,E500,ClS550 and if you ballin like a sav come up on a S-Class aint nothin fucken with that.
u must be trippin if you think bimmers are for girls. that new 335i comes with twin turbo stock.
 

Joey

Sicc OG
Jul 2, 2002
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#25
RevoL said:
haha obviously you don't know nothin bout this. the stealership makes more money if they get you a higher interest rate. you think they gon negotiate in your favor when your already negotiating against them for the price of the car? and when you go in for financing at the stealership you payin full sticker.
Right...but you dont pay full sticker when you get financing at the dealership...Most dealerships have a cudle system... credit union direct lending they do direct business with banks right there.....And if your smart and know what your credit score is, how can they get you on a high interest rate...(only if you let them)

For every thousand you put down your payment goes down 10 or 20 bucks....i dont which one exactly, ive been out the biz for a minute
 
Dec 28, 2004
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#29
YOUNGNUTT said:
MY GIRL LOOKING TO GET A NEW ALTIMA!!!
CREDIT IS "661" WITH ABOUT 5 G'Z DOWN!!!
WHAT'S THEM NUMBERS LOOK'N' LIKE???
My girl got a new Maxima with zero down, $460/month. Why would you want to put down 5 G'z??? fuck that...I'm rollin in a 07' tahoe right now, yup...with zero down! I'm with 187proof. I've gone through 3 cars since 2000, all new off the lot, all with zero down.
 

YOUNGNUTT

I'm so O.C.
Jul 9, 2002
7,282
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Santa Ana to Long Beach
#31
ALRIGHT!!!
BEEN TO A FEW DEALERSHIPS!!!
CAR IS ABOUT 23K AND BETWEEN DEALERSHIPS WE GOT THE MUTHAFUCCAS TO DROP DOWN TO 19K SO FAR!!!
AND YEAH, FUCC PUT'N' DOWN 5K!!!
BUT SHE NEED TO PUT SOMETHING DOWN CUZ SHE LOOK'N' FOR PAYMENTS NO MORE THEN $300!!!
 
Dec 12, 2006
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#32
ayo4yayo said:
how much do u really need to put down on a car if you want a low monthly payment? im trying to get me a benz. i got enough for it but dont want to pay the whole thing off. i was wondering how much u gotta throw down to pay at least 200 to 300 dollaz a month. i gotta clean credit score and a pretty decent job.
Straight up homie, cash that shit out, fuck a car note. Thats not the business. JMO
 
Aug 3, 2006
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#33
yea cause the average person has 100k to cash out


real shit tho even cats with good jobs aint got 100 racks to drop on a off the lot sl500,aint very realistic even a s500 or cl500 is hittin for 80 plus
 

WXS STOMP3R

SENIOR GANG MEMBER
Feb 27, 2006
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#35
FOOLS ARE TOO PASSIVE FUCKING WITH THEM CAR DEALERS...IF YOU GOT GOOD CREDIT THAT ALONE WILL MAKE THEM WANT TO CLOSE SOME TYPE OF DEAL...THEY SALAVITATE WHEN THEY SEE A GOOD CREDIT SCORE...THE LAST FEW RIDES I COPPED I ROLLED INTO THE DEALERSHIP TELLING EM I ALREADY HAD SOME GOOD OFFERS AND NUMBERS BUT WAS LOOKING FOR SOMETHING EVEN BETTER AND THAT A FRIEND SAID THEIR DEALERSHIP COULD BEAT THE OTHER OFFERS I RECEIVED...I'VE NEVER PAID STICKER PRICE FOR A RIDE EVER...GO IN THAT BITCH LOOKING TO COME UP NOT LOSE MONEY.