Credit Score

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May 9, 2002
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#21
Well maybe there was multiple similarly qualified applicants all applying for the same position so the owner decided to use credit scores as a distinguishing factor rather than arbitrarily hiring one over the rest, or using some less relevant form of selection such as potato sack races.
Potato sack races are much more relevant than credit scores when we are talking about painting over graffiti under 1-5 overpasses.

Regardless, credit scores keeping from someone getting a job that does NOT relate in any way to money, is STUPID, period.
 
Jun 13, 2002
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siccness.net
#22
That is understandable, but sometimes credit checks dont tell the whole story abuot the way someone handles money. I have accounts in collections because i just didnt feel like paying. But as 2-0-Sixx said:



My buddy got turned down for a job as city painter because he had bad credit. Please explain that one to me.
If he had that same attitude as you and just didn't feel like paying, what's to say that he is not going to do his job correctly because he just doesn't feel like it?
 
May 9, 2002
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#23
Its not for you to understand, it for the person who owns the busines to make decisions on who they want to hire based on whaterver criteria they decide is relevant to their business..
Thats the whole point of what i was getting at...employers are asking for credit checks at places that have NOTHING to do with money, your credit score, or your debt. The fuck does my credit have to do with system administrations? Im looking over and securing a network, nothing more.
 
May 9, 2002
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#25
ŧ♣иγ²º⁶;4024958 said:
If he had that same attitude as you and just didn't feel like paying, what's to say that he is not going to do his job correctly because he just doesn't feel like it?
Even if that were the case with him, the fuck does his PAST money issues have to do with him working hard? Maybe it will make him work HARDER so he can clear his debt.

Again, credit checks make zero sense for jobs unrelated to handling money. Why are people defending them so tough?
 
Jun 13, 2002
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#26
Even if that were the case with him, the fuck does his PAST money issues have to do with him working hard? Maybe it will make him work HARDER so he can clear his debt.

Again, credit checks make zero sense for jobs unrelated to handling money. Why are people defending them so tough?
But what has he proven himself to be? There are many employers who like to see what type of person you are, like those personality tests. Most of the time those tests don't have to do anything with the job directly.

I'm not necessarily defending it because the shop I hire in doesn't give a fuck if killed a person. Just come in, prove you can weld and you'll be employed as long as you don't fuck up.
 
Nov 24, 2003
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#27
Again, credit checks make zero sense for jobs unrelated to handling money. Why are people defending them so tough?

1 - I think it is subjective/detrimental/destructive/impeding/wrong to tell someone how to run a private business in most cases

2- If I was choosing between hiring two equally qualified employees, with the exception that one had good credit, and the other had poor credit; in all cases I would hire the one with good credit.
 
May 9, 2002
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#28
1 - I think it is subjective/detrimental/destructive/impeding/wrong to tell someone how to run a private business in most cases

2- If I was choosing between hiring two equally qualified employees, with the exception that one had good credit, and the other had poor credit; in all cases I would hire the one with good credit.
Why? What makes him or her more credible than the person with bad credit? Do you know why or how they received bad credit? So you are judging a person on the way something happened with an exchange of service?

No offense, but that sounds shallow.

My buddy is in debt becuase his daughter has a rare leg disease and had to fly to Boston ot have a specialist look at and operate over a 2 week span. It cost him over $250,000. He cant afford that and his insurance only covered about 40% of it. Now, he is in DEBT and his credit SUCKS. So, now companies look at his credit and turn him donw for jobs. The price of keeping his 7 year old daughet alive is now costing him employment oppurtunities.

But, he must be a irresponsible person, accorinding to you, becuase his credit score reflects it.

See the flaw in this thinking?

Credit checks for jobs = bullshit. And no, you, nor anyone else, will EVER change my mind on this subject...EVER. Credit is one of the reasons this country has gone to SHIT over the last century.
 
Nov 24, 2003
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#29
Why? What makes him or her more credible than the person with bad credit? Do you know why or how they received bad credit? So you are judging a person on the way something happened with an exchange of service?

No offense, but that sounds shallow.

My buddy is in debt becuase his daughter has a rare leg disease and had to fly to Boston ot have a specialist look at and operate over a 2 week span. It cost him over $250,000. He cant afford that and his insurance only covered about 40% of it. Now, he is in DEBT and his credit SUCKS. So, now companies look at his credit and turn him donw for jobs. The price of keeping his 7 year old daughet alive is now costing him employment oppurtunities.

But, he must be a irresponsible person, accorinding to you, becuase his credit score reflects it.

See the flaw in this thinking?

I never said he was irresponsible, only that if I was responsible for deciding between two equally qualified candidates in all related fields, that I would choose the one that had a good credit score over one that had a poor credit score.

I need to make the decision using some criteria.




Credit is one of the reasons this country has gone to SHIT over the last century.

I COMPLETELY agree with this.
 
May 9, 2002
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#30
I never said he was irresponsible, only that if I was responsible for deciding between two equally qualified candidates in all related fields, that I would choose the one that had a good credit score over one that had a poor credit score.

I need to make the decision using some criteria.

But you have not yet said WHY you would. What does good credit reflect in a person's personality? You might as well have them draw straws for the job, or, as mentioned ealier, a potato sack race. Its completely unfair and holds NO weight for a decision in hiring an employee.
 
Nov 13, 2004
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#31
Alot of companies are using it as a general measure of responsibility and organization (judgment of character). In the past, credit scores were only used when top level executives were being evaluated or promoted. Their scores were reviewed to make sure these execs had good money and debt management. However, the practice has become much more common and widespread these days.

If you can't manage your financial obligations, it could be a sign of irresponsibility.
 
May 9, 2002
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#32
Alot of companies are using it as a general measure of responsibility and organization (judgment of character). In the past, credit scores were only used when top level executives were being evaluated or promoted. Their scores were reviewed to make sure these execs had good money and debt management. However, the practice has become much more common and widespread these days.

If you can't manage your financial obligations, it could be a sign of irresponsibility.
Bullshit.

Again, you can not judge someones "character" by their credit score. Apparently, you did not read the scenario I posted up.
 
Nov 13, 2004
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#33
Your scenario is irrevelant to my response. Im simply giving you an answer in regards to the general topic of this thread.

If you think what im sayin is "bullshit" than maybe you can give us a better explanation on why employers choose to run credit checks on their applicants? Or are you implying that it's bullshit that they choose to do that? If so, I agree.
 
Nov 11, 2008
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#34
Credit score affecting you getting a job = gayest shit ever. I mean....really? THe fuck does a employer care if im in debt?
it has nothing to do with your debt...you can be in debt 39 million dollars, but if you make the minimum payment on time, youll have a good credit score...if you have a shitty credit score, chances are you are not responsible, so they will not hire you...makes perfect sense