1 - I think it is subjective/detrimental/destructive/impeding/wrong to tell someone how to run a private business in most cases
2- If I was choosing between hiring two equally qualified employees, with the exception that one had good credit, and the other had poor credit; in all cases I would hire the one with good credit.
Why? What makes him or her more credible than the person with bad credit? Do you know why or how they received bad credit? So you are judging a person on the way something happened with an exchange of service?
No offense, but that sounds shallow.
My buddy is in debt becuase his daughter has a rare leg disease and had to fly to Boston ot have a specialist look at and operate over a 2 week span. It cost him over $250,000. He cant afford that and his insurance only covered about 40% of it. Now, he is in DEBT and his credit SUCKS. So, now companies look at his credit and turn him donw for jobs. The price of keeping his 7 year old daughet alive is now costing him employment oppurtunities.
But, he must be a irresponsible person, accorinding to you, becuase his credit score reflects it.
See the flaw in this thinking?
Credit checks for jobs = bullshit. And no, you, nor anyone else, will EVER change my mind on this subject...
EVER. Credit is one of the reasons this country has gone to SHIT over the last century.