credit checks?

[Humboldt High]

do you guys do it online or thru the bank? i know about the freecredit report.com but i have a feeling they just want ur info so they can spam you with email and junk mail. is there a reputable site? i do not mind paying a minimal fee if it is a good resource

 

[JP $CRILLA]

freecreditreport.com is legit. it directs you to 1 of the 3 major credit bureaus to get ur free report. no spam bullshit or nuthin like that. I did it a while back and never had any issues afterwards

 

[48turffin]

Yea its legit bruh

 

[JLMACN]

its legit but it DOES NOT give you your score, which is what people MOSTLY want to know.

It will tell you what you have on your credit report though.

I suggest doing it if you do not need to know your score.

 

[CcytzO_Loc]

my advice is get a pre paid credit card 1st so you can control the ammount youll be charged....i signed up to one of them i think it might of been freecreditreport.com or some other one it was legit but it also was trying to charge me a monthly fee but since i billed it on a pre paid and never added any more money they cant get shit from me....

 

[CcytzO_Loc]

its legit but it DOES NOT give you your score, which is what people MOSTLY want to know.

It will tell you what you have on your credit report though.

I suggest doing it if you do not need to know your score.

the one i was on gave me my score and all kinds of other info....it was worth the 10 dollars i paid to sign up but i didnt see any reason to keep it for 10 a month.....

 

[JLMACN]

^^^^yea....you have to make sure you just do the free one that doesnt charge you.

It took me 3 months to make them stop charging me for my credit score.

good luck....

 

[CcytzO_Loc]

like i said use pre paid and that wont happen....

 

[48turffin]

If you dont want to be charged then call em up and cancel

 

[Humboldt High]

so where do u go to see your actual score?

 

[BaSICCally]

so where do u go to see your actual score?

freecreditscore.com works, where they get you is they start charging you after a month. So make sure you call them and cancel.

I used it, worked for me.

 

[All 4 the Bay]

YOu can either do it through the bank or through you credit company. I got a washington mutual credit card and they gave me a full year of credit reports. They provide everything! ya dig?

 

[:ab:]

or you can holler at me for the dub

 

[Keith]

www.AnnualCreditReport.com
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law.

You get one free report from each agency a year.