All loan originators

[Sav Scorcese]

I need a $200,000 loan my credit score is in the low 600's and I want my monthly payments to be as close to $1000 as I can get.

I'm looking to get a house in Texas that is occupied and the rent is $1900 per month for the tenants. The seller guarantees that income for at least 24 months with no late payments, will put 3% of the sales price toward buyers closing costs if Buyer closes within 30 days of intitiating the contract. Also 2 full years of property management.

Who got plug on loans ? I'm warning you my credit is baaaad.

 

[Dana Dane]

I am all over this one, but I am runnin out the door...gimme a little bit to do some research and I will get back to you!

 

[Sav Scorcese]

I am all over this one, but I am runnin out the door...gimme a little bit to do some research and I will get back to you!

ok fasho. I'm on hold.

 

[CoCo]

does anyone here do pers home loans?

 

[Dana Dane]

What is the sales price, and are you putting any cash down...The loan to value is going to affect your rate and closing costs, as well as what kind of loan program you can get into....There are A LOT of options.

 

[Dana Dane]

does anyone here do pers home loans?

do you mean you work for the state and you have a PERS account?

 

[AC Transit]

does anyone here do pers home loans?

opposed to business home loans?

 

[Dana Dane]

I'm pretty sure he means that he can get a loan against his retirement to get a loan...CalPERS...

 

[Dana Dane]

Sav.....let the 6er get this......she got 35 years of loans under her belt.


nah, really....not 35 years n shit- but you know.

Thanks for the co-sign, Shea!

 

[CoCo]

I'm pretty sure he means that he can get a loan against his retirement to get a loan...CalPERS...

lol i'm a she...and yes i work for the state and meant a CalPERS loan

 

[Dana Dane]

lol i'm a she

Ahh man, famous last words on the Siccness.

I haven't done a PERS loan in years, but I can look into it and let you know what I come up with!

 

[Dana Dane]

HAHAHA!! Yeah, I had to post a sexy pic of myself (back in the days on the old boards) before I got any respect around these parts!

 

[CCCUser925]

with a credit score lower than 600...it's hard to get you a loan...unless you get a co-signer with a good credit score 675-720 to help you out..then we in business...

 

[AC Transit]

NEG AM THAT SUM OF A BITCH :knockout:

 

[CCCUser925]

or you could go with a Subprime loan too..but that would require you to pay a larger down payment... lol

either way..i say you get a co-signer..

 

[Dana Dane]

Back off boys...I GOT this one!!!

 

[CoCo]

Ahh man, famous last words on the Siccness.

I haven't done a PERS loan in years, but I can look into it and let you know what I come up with!

uh oh...should i be scared? lol

thanks 6footah

 

[Dana Dane]

Yeah, girl, the boys around here can be pretty brutal!

 

[Sav Scorcese]

What is the sales price, and are you putting any cash down...The loan to value is going to affect your rate and closing costs, as well as what kind of loan program you can get into....There are A LOT of options.

The sales price is $185,000. I can put $1500 down.

 

[AC Transit]

you better find out about those up fron costs - i heard the footah is known for her 5 point origination special. :classic: