I cant afford to pay all my bills, im late on a few.. WHAT TO DO?

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meltamic

Sicc OG
#22
Oct 20, 2008
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#22
cancel the stuff you don't need, got to break it down to bare bones for a bit. def need to call up the creditors man, don't run from it just take it as it is and ride through it.
 
KaLiBaH

KaLiBaH

Sicc OG
#25
Apr 25, 2002
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#25
Like a few people said... Call the people you owe money. A lot of people are in the same situation right now and creditors want any money they can get, if you go under they don't get shit.There is a good chance they will negotiate with you.
 
C

carl winslow

Sicc OG
#26
Dec 17, 2004
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#26
italianstallion said:
sell your car and take the bus, bike, walk, or buy a beat up car when you get everything else payed off. ask the court if you can do community service since you dont have the money, you might have to clean up trash or something but fuck it, you wont have to pay. cancel your internet, cancel your phone and get a pre-paid cellphone or just use payphones. see if you can get a roommate or move in with a family member or something. if you cant pay your credit cards, if worse comes to worse, you might have to declare bankrupcy.

im no expert, i dont really know how that shit works, but check into that kind of stuff.

stay strong. you'll pull through this. no matter what happens, the sun will still shine on you, the air will still be fresh to breathe. churches and other organizations give out free food and stuff, survival will still be easy enough, especially if you have friends.

DONT drink to ease the stress or start doing alot of drugs, that wont get you anywhere, your gonna have to be strong to get through this. my friend and his mom got evicted awhile back, he slept on mine and my friends floors and couches for almost a year, they finally got a place though and are doing better. my family got evicted last year right when all our cars were broke and right when my dad lost his job, we found a place after a few months and are doing good even though were kinda broke. i got friends on section 8 and shit. you just gotta stay strong and find the positivity in all aspects of life, dont let money get you depressed, take a walk, hang with friends, create some art or something. dont let the struggle get the best of you, things will unfold as they are meant to. and if your depressed now, just keep in mind that you'll be happy somewhere down the road.
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thats the best advise on here. but yeah, you gotta prioritize your money now. make arrangements with the bill people that are most important you pay (court payments, rent, etc.). think about what you're gonna have to do without, like all the things people have mentioned (car, phone, internet etc.). And try to find as many jobs as you can. I was in pretty bad shape not too long ago and had to start working 4 jobs. Had no more time to myself but it slowly got me back on my feet. but everyones situation is different so do what you have to and can do...but just know that bouncing back is very possible...dont become a crackhead. good luck.


this doesnt sound like a bad idea either:
Mac Jesus said:
Damn, sounds like you hit some hard times.

Look here's what I can do for you - I met this Nigerian prince on yahoo chat and he's willing to give me over 2 million dollars to help him out of this little situation. Apparently people in his country have been ripping him off millions of dollars and I was going to let him use my bank account to transfer some of his money out of the country.

I don't need the money - send me a pm and I'll hook you up with his IM name on Yahoo.
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4

415Legend

Sicc OG
#28
Apr 12, 2005
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#28
if your renting in the city... i suggest you move to daly city or pacifica... the rent in the city is plain ridiculous


but for NOW.... italianstallion made some good points
 
Filthy Bay Ent

Filthy Bay Ent

Sicc OG
#29
Nov 21, 2007
839
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#29
consolidate all your bills into one.. there are some places that can do that for you so you have just a single payment on all of them. I suggest you start to look for a place to live in the san juaquin county area where its cheaper..
 
mocheezkc

mocheezkc

Sicc OG
#30
May 20, 2006
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#30
Stop living on credit. Let go of the car, cut up ur credit cards, make a budget with ur income, and discipline yourself to your NEEDS. WANTS are what get people in financial quagmires.
 
R

R

Sicc OG
#33
Dec 7, 2005
7,629
1,807
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#33
stick-n-move like your username says

seriously though, in times like these the illegal way can be the only way

god wont judge you for breaking a few laws in your situation as long as you aint doin anything to cause harm or distress to innocent peopole
 
Joey

Joey

Sicc OG
#37
Jul 2, 2002
4,090
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#37
Handsworth4Life said:
stick-n-move like your username says

seriously though, in times like these the illegal way can be the only way

god wont judge you for breaking a few laws in your situation as long as you aint doin anything to cause harm or distress to innocent peopole
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You must not belive in God im assuming Christianity.....That aint how it works....

As for homeboy.........Cut your cable off......Get rid of your cell phone.........Eat at home.........Cut off your internet.........Dont use your electricity if you dont need 2......Take shorter showers.....Man there's hella shit you can do man......Stay strong and make it happen.........There is hella shit you pay for and dont really need.......
 
F

FDS

RIP DUKE BROTHERS
#39
Jan 29, 2006
7,279
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#39
stop spending money on weed, dont go out right now, and pay your rent at least. fuck the credit cards. I havent payed for my credit cards in months. Fuck em'
 
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