what happened was theres 2 lanes i was on the left lane.. then another lane opens up.. I got a little map real quick.. red car is me, white car is the car that hit me, and gray car is the one i ended up hitting after the collision sent me into oncoming traffic, black dots are where the damage was on the cars.
I took pics with my actual camera everyone else used their cellphones.. the insurance company told me to call the guy's insurance who hit me and give them my statement im skeptical tho.. a lot of stuff im reading says to not talk to the other insurance companies because they can twist shit around on me.
thats a nice diagram...from there, it looks like the white car came over into your lane...you were probably in his blind spot...he hit you pushing you over into the oncoming lane hitting the grey car as he passed or stopped....
which car went for the lawyer?
to me it looks like you were in a turning lane and not at fault
you can talk to the other parties insurance to open a claim against the guy that hit you...but keep it short...dont admit any kind of guilt...always say you had your seat belt on...you werent on your phone...you werent playing with the radio..make sure you know the speed limits .... basically point the finger at the dude that came over on you...even say that you hit your horn and the dude just came over and knocking you into the next lane...tell them you could have died!
but never admit any guilt especially when dealing with someone elses insurance....they are fucking animals especially if its a quality insurer....
its not really necessary to talk to them..you can do everything through your insurance, they will fix your shit and than go after the other party for reimbursement...downside to that is your insurance rates will go up...if you deal with the other parties insurance...file a claim , they will want to see your car and take a statement from you about the accident...dont admit guilt of any kind...blame is the game....they will ask you same shit twice just to try and confuse you or catching you up in a lie...so write exactly what happened down prior that way you have a cheat sheet to fall back on....
get a lawyer if someone died...or you were drunk lol
there has to be someone that comes out to take a report....maybe not a cop...a public safety officer or some shit
you can also go down to the police station or chp and make one yourself