It's worth it, I was in BMG, Play, & COlumbia house CD cliubs but if you don't pay you can end up with bad credit...but fuk comumbia house, I was with them for like 10 years, then outta nowhere they said I need to fulfill my comittment & bu $100 worth of CDs or some bullshyt....I know I bought a few at reg. price, plus when I signed up I signed thru a deal where I had unlimited time to fulfil the commitment....so I'd go with BMG, I'm still with them better deal anyway...although I am in C.H. DVD Club.